Archive for March, 2011

Wisdom of the Ages…

Thursday, March 31st, 2011

Ziggy“Security is knowing what tomorrow will bring…Boredom is knowing what the day after tomorrow will bring.”

Ziggy

 

 

Tony’s Tips….If your Hot Water Heater could Talk?

Wednesday, March 30th, 2011

Tony’s Tips…..If your Hot Water Heater Could Talk

It would tell you:

  • That if you’ve spotted recent signs of tainted (reddish or brown) colored water coming out of the Sink Faucet or Shower/Tub Spouts then your inside tank is probably on the fast track of rusting away.
  • If you’re noticing a white slimy substance or little white sand material clogging up your Faucet Aerators (those little caps at the ends of the faucet that softens the water flow) that is a sure sign of Scale Buildup.
  • If you don’t know how old I am; and your Water Heater doesn’t have a Manufactured Date anywhere on it sometimes the serial number can help. Not all companies code it this way but give it a try. It goes like this: The first four digits contain the date of manufacture.  So here’s your test. Let’s say the Serial number is 129645890. Answer: December 1996 or March of 1996. Either way this Tank is 15 years old. Time to be looking at a new Tank.
  • Here is some helpful information:

When should a Water Heater be replaced?

http://hubpages.com/hub/Time_To_Replace_the_Hot_Water_Heater

Water heater Trouble shooting:

http://www.ehow.com/how_9390_troubleshoot-water-heater.html

http://www.waterheaterrescue.com/pages/WHRpages/English/Longevity/water-heater-preventive-maintenance.html

Gas Water Heater check:

http://www.chilipepperapp.com/troubleg.htm

youtube.com videos:

http://www.google.com/search?sourceid=navclient&ie=UTF-8&rlz=1T4ADFA_enUS394US395&q=water+heater+check#q=water+heater+check&hl=en&rlz=1T4ADFA_enUS394US395&prmd=ivns&source=univ&tbm=vid&tbo=u&sa=X&ei=Fe6LTZetEY34sAOx2t3_CA&ved=0CFUQqwQ&bav=on.2,or.r_gc.r_pw.&fp=a98362ce91913622

Tony Meitler

Just in Time Tony Handyman Services

907-299-1291

the Secret to Warren Buffett’s Success…

Wednesday, March 30th, 2011

Warren BuffettThe Secret to Warren Buffett’s Success:

The following was excerpted from an article written by a documentary film producer who had an opportunity to interview Mr. Buffett for 15 minutes…

The next 15 minutes were among the most electric ones of my career. I asked him business-related questions. But it’s the stuff he said about life that convinced me that the Oracle of Omaha’s most valuable wisdom may be in his perspective on happiness and relationships.

For instance, he told me that one of the secrets to his success and longevity (he’s 80 years old and works as hard as ever) is that “it hasn’t been a question of going to work; it’s been a question of tap-dancing to work.” His love for his job, he said, has never worn off.

That is a goal that we should all strive for…”tap dancing” our way to work.  At that point is it really work? 

I’m Chris Story wishing you Health, Wealth and Happiness!  May you live on Purpose every day!

Andrew Carnegie…RIP

Monday, March 28th, 2011

Andrew CarnegieAndrew Carnegie RIP

“Here lies one who knew how to get around him men who were cleverer than himself. “

With his final words to the world, Andrew took the opportunity to praise others. 

Jim Rohn said to be so busy giving praise to others that you don’t need recognition for yourself. 

Perhaps it was Andrew who inspired his cousin Dale Carnegie to write, “Try leaving a friendly trail of little sparks of gratitude on your daily trips.  You will be surprised how they will set small flames of friendship that will be rose beacons on your next visit.”

Be busy leaving a trail of gratitude with every encounter. 

I’m Chris Story wishing you health, wealth and Happiness!

Tony’s Tips….light up your Bank Account!!

Wednesday, March 23rd, 2011

Tony’s Tip for this week is:

Compact Fluorescent Light (CFL) bulbs.

 Most people are not aware that a CFL bulb uses up to 75% less energy than the old style incandescent bulbs and CFL bulbs last up to 10 times longer. Here are the wattage values (which is usually noted on the CFL bulb packaging) between the two types:

 

CFL Bulb vs. Standard Bulb

  •       10w  =  40w
  •      13-15w  =  60w
  •      20w     =  75w
  •      26w–29w  =  100w
  •      38w–42w  =  150w
  •      55w  =  250w–300w

 Before you go out and buy a bunch of CFL’s you first need to check the light fixtures “Incandescent” Wattage requirements. All light fixtures list the wattage in “incandescent” wattage (ex: 60 Watts). I see lots of fixtures were people put 100 Watt incandescent bulbs in a 60 Watt incandescent fixture. This is bad. Yes, the fixture rarely has a problem when you do that but the fixture was designed and built for a specific maximum wattage requirement. Over loading the fixture with higher watts causes excess heat and a potential fire hazard.

 Since most light fixtures use 60Watt incandescent bulb(s) you should assume it’s 60 watts if you can’t find it listed anywhere (usually around the light bulb socket). If you have a two (or three) light bulb socket fixture then each socket uses the exact same amount of wattage (example: 2 each 60 Watt bulbs).

 So, let’s do an example. Let’s assume your light fixture uses two each 60 Watt “incandescent” bulbs. You’ll need two each 13 Watt CFL bulbs (or 15 Watt if you wish) to equal the same amount of light that the two 60 Watt incandescent bulbs emitted. You just saved 75% of energy for the same amount of light.

 Now I’m going to let you in on a little secret. The beauty of CFL’s is you can use a bigger wattage CFL bulb (such as 28 CFL Watts) as long as you don’t go over the rated wattage stated on the fixture, such as 60 incandescent Watts. You can get more light using a 28 Watt CFL in each light socket and get the equivalent light emitted from 100 Watt incandescent bulbs. You increased your light from 60 Watt to 100Watt and you’re still saving money on electricity. Yes, it kind of defeats the spirit of using a 15 Watt CFL bulb but the fixture only cares about one thing: it is 60 Watts (incandescent), or less. But wait, you can only do this as long as it still fits into the light socket and you can cover the CFL bulb(s) with the fixture glass cover or dome.

 In theory you could try to install a 55 Watt CFL in the 60 Watt “incandescent” light fixture and it would still be within the limits. The problem is the 55 Watt CFL would be too huge and you’d never get the cover on. Therein lies the problem with this scenario. The 55 Watt CFL will never fit because it’s way too large in size.

 Added benefits of CFLs: they run much cooler than incandescent and halogen bulbs. More energy efficient than incandescent bulbs. Long lasting.

 Some negatives: they cost more than incandescent bulbs. You can’t use the “normal” CFLs bulbs with Dimmer Switches (there are specially marked CFL’s that are compatible with Dimmer Switches but they are more expensive). CFL’s contain a very small amount gas and mercury . CFLs need 1 to 3 minutes to warm up to full strength and may flicker at start up.

 Note: do not throw CFLs in the trash due to the Mercury content. They need to be disposed of properly in the salvage area at the dump station.

 General Electric has a website to answer more questions.  http://www.gelighting.com/na/home_lighting/ask_us/faq_compact.htm

Here are a couple others: http://www.greenestchoices.com/home-energy-efficiency/replacing-inefficient-lighting-appliances.php , http://portal.ecosconsulting.com/aps_public/docs/What%20is%20a%20CFL.pdf .

 Tony Meitler

Just in Time Tony Handyman Services

907-299-1291

Live Music on Radio Realty….16 year old Hope Hudson ROCKS!!

Wednesday, March 16th, 2011

2010 Census….check it out here!

Wednesday, March 16th, 2011

http://2010.census.gov/2010census/data/

Five Weird Homes…..check this out!

Wednesday, March 16th, 2011

These are sort of cool homes………see if you made the top five list of Weird Homes! I like the one with all the colors…I’m not sure why.

http://realestate.yahoo.com/promo/five-weird-but-wonderful-homes.html

Investment Property Matrix

Wednesday, March 9th, 2011
  • Investment Purchase Property Matrix

 

AHFC Rural Non Owner Occupied program*

*must be a small community of  6,500 or less or outside those city limits

# units Max loan amount Minimum Down Payment Max # of properties financed Months of reserves required Notes Minimum Credit Score
2 $800,775 20% Unlimited 6 months
  • Rate same as owner occupied Rural rate for 1st $250,000 of loan. 
640
3 $967,950 20% Unlimited 6 months
  •  Remaining loan amount is blended a 1% above Rural Rate
640
4 $1,202,925 20% Unlimited 6 months
  • Project must be self supporting
640

 

 

Conventional Second Home

# Units Max Loan Amount Minimum Down Payment Max # of properties financed Months of reserves required Notes Minimum credit Score
1 Unit $625,500 10% 10 2 months Subject2 Months Primary home Purchase 680 if > 75%620 if < 75%

 

 

Conventional Investment Property

# Units Max loan amount Minimum Down payment Max # of properties financed Months of Reserves required Notes Minimum credit score
1 $625,500 15% 4 (Freddie Mac)10 (Fannie Mae) 6 months Subject Property2 months all other properties financed
  • Reserves can change depending on # of units financed and investor used 
680 if >75% 

620 if <75%

2 $800,775 25% Same as above Same as above Same as above 660
3          $800,775 25% Same as above Same as above Same as above 660
4 $1,202,925 25% Same as above Same as above Same as above 660

 

Enjoy your kitchen…this Sauce will change your life.

Wednesday, March 2nd, 2011

The best Spaghetti you will ever make:

  • ·        1 large jar prego traditional (whatever you like….)
  • ·        1 pound sweet Italian sausage
  • ·        2 onions….sauteed in the same skillet you cook the sausage……mmm
  • ·        hit that with a couple tablespoons of sugar and watch them caramelize……….I’m getting hungry.
  • ·        Mince 4 cloves of garlic add to your onions………..de-glaze the pan with a splash of Red Wine………
  • ·        Put the sausage back into the dutch oven….(…..the flavor comes from never washing it)
  • ·        Stir………….add in your prego…. (ragu if you must)
  • ·        Let this simmer for about 7 minutes…..
  • ·        Here comes the flavor…hold on:
  • ·        2 tablespoons of Dijon mustard
  • ·        1/3  cup brown sugar
  • ·        Several splashes of Worcestershire sauce
  • ·        Several pinches of sea salt
  • ·        A pinch or two of red pepper flakes to taste
  • ·        ¼ teaspoon of cyan pepper…

Your welcome……….guys….chicks dig this.  Make this recipe and watch your ladies face light up with delight. 

 I call it:  Meals by men……..

Chris Story wishing you Health, Wealth and Happiness!